Terms & Conditions

Last updated: August 2, 2025

Welcome to Picoins.online (“we,” “our,” or “us”). By accessing or using our website https://picoins.online (“Site”), you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with any part of these Terms, please do not use our Site.

1. Acceptance of Terms

1.1. By visiting or using Picoins.online, you acknowledge that you have read, understood, and agree to comply with these Terms and our Privacy Policy.
1.2. We reserve the right to modify or update these Terms at any time. All changes become effective immediately upon posting. Your continued use of the Site constitutes acceptance of the revised Terms.

2. Use of Our Free Tools

2.1. Picoins.online provides a variety of free online tools (the “Services”) for personal and commercial use.
2.2. You agree to use our Services only for lawful purposes and in accordance with these Terms.
2.3. You shall not:

Reverse-engineer, decompile, or otherwise attempt to extract source code or underlying ideas.
Use the Services to transmit any harmful, illegal, infringing, or offensive content.
Impersonate another person or entity, or falsely state or misrepresent your affiliation.

3. Intellectual Property

3.1. All content on the Site—including text, graphics, logos, icons, images, and software—is the property of Picoins.online or its licensors and is protected by copyright, trademark, and other intellectual property laws.
3.2. You may download and print individual pages for your own personal, non-commercial use only. Any other use—including modification, distribution, transmission, or republication—without our prior written consent is strictly prohibited.

4. Third-Party Content & Links

4.1. Our Site may contain links to third-party websites or services for your convenience. We do not endorse, control, or assume responsibility for the content, privacy practices, or reliability of any third-party sites.
4.2. You access such external sites at your own risk.

5. Advertising & Monetization

5.1. We participate in Google AdSense and other ad networks to serve contextual advertisements on our Site.
5.2. Ad networks may use cookies or similar technologies to collect information about your visits across this and other websites in order to provide relevant ads. See our Privacy Policy for details.

6. Disclaimer of Warranties

6.1. Picoins.online provides the Services “as is” and “as available,” without warranties of any kind, express or implied.
6.2. We do not warrant that the Services will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
6.3. Your use of the Services is at your sole risk.

7. Limitation of Liability

7.1. To the maximum extent permitted by law, Picoins.online and its affiliates, officers, directors, employees, or agents shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or related to your use of (or inability to use) the Site or Services.
7.2. In no event shall our total liability exceed the amount you have paid, if any, to access the Services.

8. Indemnification

You agree to defend, indemnify, and hold harmless Picoins.online and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the Site or violation of these Terms.

9. Termination

9.1. We may suspend or terminate your access to all or part of the Site at any time, with or without notice, for any conduct that we believe violates these Terms or is harmful to other users, us, or third parties.
9.2. Upon termination, your right to use the Services will immediately cease.

10. Governing Law & Dispute Resolution

10.1. These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict-of-law provisions.
10.2. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts in [Your City], India.

11. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision will be struck and the remaining provisions will remain in full force and effect.

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Picoins.online regarding your use of the Site and Services, and supersede all prior or contemporaneous agreements, communications, and proposals.